Pay anyone, anywhere

Send money to any email address, phone number or Payd username. Your contractors, partners and suppliers pick mobile money, a bank account or stablecoins. Invoices and tax records sit in the same account.

Book a call Create an account

Talk to our team about your countries, volumes and setup.

How paying someone works

You don't need their bank details. You need a way to reach them.

1
Enter who to pay
An email address, phone number or Payd username, the amount and a note. One person or a whole list.
2
We let them know
They get a message that you paid them. New to Payd? They can open an account in minutes to collect it.
3
They choose how to get it
Mobile money, a bank account or USDT and USDC. In their country and their currency.
4
You both get a record
Every payment has a receipt, ready for your books and your tax filing.

Pay and get paid from one account

Pay anyone

Pay one person or many with an email, phone number or username. No bank details to collect or check.

wanjiru@ndovu.studio
+234 803 ••• 4417
kofi

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Bulk payouts

Upload a list or pick saved people, check the total, and pay everyone at once.

24 paidUSD 11,940.00

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Invoices and tax

Send invoices with VAT or withholding lines. Each payment has a receipt and a record you can export.

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Collect payments

Give clients USD and EUR account details, or let customers pay by card or M-Pesa.

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One balance for money in and money out

Collect from clients and customers, then pay your people from the same balance.

Collect from

Clients in the USUSD account details for ACH and wire.
Clients in EuropeEUR account details for SEPA.
CardsLet customers pay by card.
M-Pesa and mobile moneyCollect in Kenya and across Africa.
StablecoinsUSDT and USDC from any wallet.

Pay out to

Any email or phone numberThe person picks how they receive it.
Any Payd usernameFree between Payd accounts.
Mobile moneyM-Pesa, MTN MoMo, Airtel Money and more in 9 countries.
Bank accountsKenya, Nigeria, South Africa and 5 more countries.
Paybill and TillPay suppliers and bills in Kenya.

Pay the whole team in one go

Add people by email, phone or username, check the total and approve once. Each person gets paid where they chose, and you can see who has been paid.

How bulk payouts work

Invoices that are ready for tax time

Add VAT or withholding to any invoice. Clients pay by card, bank, mobile money or stablecoins, and every payment comes with a receipt and a record you can export.

About invoices and tax

Who pays with Payd

Companies with remote teams
Pay contractors in Lagos, Nairobi and Johannesburg from one balance.
Agencies and studios
Bill clients abroad in USD or EUR and pay your freelancers from the same account.
NGOs and programmes
Send stipends and field payments to phone numbers, with a record for each one.
Platforms and marketplaces
Pay sellers and creators from your own product with the Payd API.
For developers